Get special travel accident insurance.
Use your card with any device.
Earn points for every dollar spent.
Do More with Visa
Whether you are shopping or planning a trip, a VISA® credit card is safer, more convenient and easier to use than cash.
Classic & Platinum Rewards VISA® feature:
- Low rates - Everyday low rates as low as 10.9%-12.9% APR2 for purchases and cash advances3.
- No annual fees - Why should you pay to use your credit card? You shouldn't.
- No balance transfer fees - Plus, an introductory rate of 3.5%-5.5% APR4 for 12 months.
- 25-day grace period on all purchases - a nice cushion.
- All inquiries handled by ViaCU - We think our personal service is much better than some faceless third-party.
- Get it quick - Your card will be ready in as little as ten days after we receive and approve your application.
- Digital wallets - With digital wallets, transactions are validated by a number that is unique to each device and card. This encrypted number is used to authorize purchases so your card number and PIN are never transferred or stored with the merchant, meaning they are less likely to be compromised.
- Travel Accident & Baggage Delay Insurance - when the entire cost of any passenger fare for common carrier travel is charged to your VISA® card, you are automatically covered for $100,000 in Travel Accident Insurance. Baggage Delay Insurance that reimburses up to $100/day for 3 days is also available.
3 Easy Ways to Apply
VISA Online
Check the status of your ViaCU VISA credit card any time by logging into ViaConnect.
CU Rewards®
Earn 3x the points for every dollar spent at select retail merchants5 11/15-12/31/24 with the Platinum Rewards VISA!
Transfer your high-rate balances
Pay NO balance transfer3 fees, and take advantage of an introductory rate of 3.5%-5.5% APR4 for 12 months! After one year, the balance will revert to 10.9%-12.9% APR.
- Consolidate high-rate credit cards
- Save time with one monthly payment instead of many
- All inquiries are handled by the staff at ViaCU
Fraud Monitoring Service
Via Credit Union utilizes a fraud protection system that identifies debit and credit card fraud quickly to prevent fraudulent activity on your account. Account activity is monitored 24/7 based on a number of factors, including purchases outside your normal pattern, purchase location, and many others.
If fraudulent activity is suspected, the fraud protection system will call the primary member's phone number. A fraud specialist will identify themselves as calling on behalf of ViaCU to verify recent account activity on your account. If you miss the call, you will be asked to return the call to 888.918.7313 for the ViaVISA® credit card. Be aware that you may receive a phone call in the evenings or even on weekends.
If the fraud protection system is unable to reach you to verify activity, your card could be deactivated. Therefore, it is very important to keep the phone number on your account current, along with other contact information.
To report lost/stolen VISA® credit card:
During business hours:
765.674.6631
After hours: 855.553.4283
1 For your protection, Via Credit Union VISA® cards
will NOT be accepted in the following 'high risk' countries: Angola, Belarus, Brazil,
Burma/Myanmar, Congo, Cote d'lvoire, Cuba, Iran, Iraq, North Korea, Lebanon, Liberia,
Libyan, Macedonia, Namibia, Philippines, Romania, Sierra Leone, Somalia, Spain, Sudan, Syria
Arab Republic and Zimbabwe. Also for your protection, there is a nine transaction per day limit
on your ViaVISA credit card.
2 Platinum or
Classic card approval is based on credit score and is subject to underwriting guidelines.
Platinum Rewards credit card rate is 10.9% APR and Classic credit card rate is 12.9% APR. Rates
are subject to change at any time without notice.
3 Cash
advances and balance transfers accrue interest from the date the advance/transfer is posted to
account.
4 Intro Rate for Platinum Rewards card is 3.5% APR for 12 months from
the time of posting before the balance reverts to 10.9% APR. Rewards are only earned on
purchases. Intro Rate for Classic card is 5.5% APR for 12 months from the time of posting before
the balance reverts to 12.9% APR. Classic or Platinum card approval is based on credit score and
is subject to underwriting guidelines.
5 Bonus points at select retail merchants
will be earned between 11/15/2024-12/31/2024. During the promotional period, two additional
points (for a total of three points) will be earned for each dollar spent at select retail
merchants. Points earned from purchases made at select retail merchants will appear on monthly
statements as Bonus Points Earned.